Why categories matter

Categories are how you make sense of where your money is going — "Groceries," "Rent," "Salary," and so on. They're organized in two simple levels: broader groups (like "Food & Drink") that hold more specific subcategories underneath them (like "Groceries" and "Restaurants"). When you record a transaction, you'll always pick one of these specific subcategories — the groups themselves exist just to keep things tidy and let your reports roll up nicely.