Built for a Borderless Financial Life

Your Money.
Every Currency.
One Place.

The personal finance app built for freelancers, expats, and digital nomads. Live exchange rates. Smart budgets. Complete clarity β€” wherever you earn, spend, or save.

* No credit card required Β· Free forever plan available

Total Balance
$12,480 USD
πŸ‡ΊπŸ‡Έ USD
πŸ‡ͺπŸ‡Ί EUR
πŸ‡¬πŸ‡§ GBP
πŸ‡ΉπŸ‡· TRY
Cash Flow β€” Last 7 Days
IncomeExpense
πŸ’±
Rate Updated
1 EUR = 1.087 USD
Live ●
🎯
Budget: Groceries
€320 of €500 used
64%
↑
Freelance Payment
Client invoice Β· USD
+$2,400
Who It's For

Built for the Way
You Actually Live

Your financial life doesn't fit inside one currency or one country. Rasa Money was built from the ground up for people who already know that.

freelancers
Freelancers & Remote Workers

You invoice in three currencies and never quite know what you actually earned this month. Rasa unifies every payment into your base currency the moment it lands β€” so you always know exactly where you stand.

expats
Expats & Digital Nomads

You live in one country, bank in another, and spend in a third. Rasa keeps all your accounts in their native currencies while giving you one coherent view of your money β€” wherever you are.

savers
Individuals & Savers

You want to spend smarter, save more, and actually understand where your money goes each month. Rasa's budgets and dashboards turn raw transaction data into clear, actionable habits.

families
Families & Couples

Managing money with another person is hard enough β€” doing it across multiple accounts and countries is harder. Rasa gives your whole household one shared view, with the privacy controls each person needs.

⚑ Core Differentiator

Truly Multi-Currency.
Not Just a Label.

Most finance apps treat multi-currency as a checkbox. We built Rasa Money's entire architecture around it β€” from the database schema to the dashboard engine. The result is accuracy that other apps simply can't match.

highlight.svg
Live Exchange Rates. Zero Effort.

Rasa Money connects to a professional exchange rate feed and intelligently caches every rate at the moment of each transaction. Your historical balances stay accurate forever β€” even when rates move. Your dashboard always reflects today's reality. No manual updates. No stale numbers. No surprises.

Supported currencies
150+
Automatic rate refresh
Daily
Latency (cached)
0ms
account_currency
Every Account, Its Own Currency

Assign a different currency to every account. Your USD checking, EUR savings, TRY cash wallet, and crypto holdings all live side by side β€” each shown in its native denomination.

rate_locked
Rates Locked at Transaction Time

Every transaction permanently captures the exchange rate at the exact moment it occurs. Your historical data stays accurate for life β€” even years later when rates have dramatically shifted.

dashboard
One Dashboard for Your Entire Net Worth

Your dashboard converts every account, budget, and transaction into your chosen base currency in real time. Income, expenses, cash flow β€” all expressed in the number that makes sense to you.

budgets
Budgets That Understand Currencies

Create budgets scoped to specific currencies and accounts. Rasa tracks spending in the correct denomination, calculates real utilization, and warns you before you reach the limit.

import
Import From Any Bank, Any Country

Upload CSV or XLSX exports from any financial institution worldwide. Our intelligent import wizard maps your columns, detects currencies, infers transaction types, and loads your full history in minutes.

future_rates
Future-Dated Transactions, Handled Gracefully

Schedule transactions ahead of time with confidence. When the date arrives, Rasa automatically resolves the live exchange rate and updates your records β€” no manual intervention needed.

Features

Everything you need,
wrapped in delight ✦

Powerful tools that actually make managing money enjoyable. Yes, we said enjoyable.

Smart Budgets
Smart Budgets

Budgets that feel
like a game

Set spending limits per currency, watch progress bars fill, and get smart alerts before you overspend. Recurring budgets auto-generate each period so you're always covered.

  • Visual progress bars for every category
  • Smart alerts before you overspend
  • Recurring budgets that run themselves
Effortless UX
Effortless UX

So easy, you can manage
money from a hammock

No accounting degree needed. Rasa is designed to feel intuitive from minute one. Set up your accounts, import your history, and see your financial picture β€” in under five minutes.

  • Set up in under 2 minutes
  • Automatic transaction categorization
  • Zero learning curve, zero jargon
Analytics
Analytics

Insights that actually
change how you spend

Your dashboard aggregates spending trends, category breakdowns, budget utilization, and cash flow charts β€” all in real time, all in your chosen currency.

  • Cash flow charts for 7, 30+ day windows
  • Top categories by spending and volume
  • Single-currency unified net worth view
Full Feature Set

Every Tool You Need
to Own Your Finances

multi_currency_engine
Multi-Currency Engine

Store every account in its native currency. Exchange rates are sourced from a live provider, locked permanently at transaction time, and cached for instant access. Your entire financial history stays accurate β€” even as rates shift over the years.

income_expense_transfer_tracking
Income, Expense & Transfer Tracking

Log every transaction type with full detail β€” categories, notes, tracking numbers, cheque references, and automatic budget assignment. Account balances update atomically on every create, edit, or delete.

smart_budget_engine
Smart Budget Engine

Create one-time or recurring budgets scoped to specific currencies, accounts, and categories. Overlap detection prevents conflicts. Real-time status tracking β€” safe, warning, or exceeded β€” keeps you informed instantly. Recurring periods auto-generate so you never reset manually.

real_time_dashboard_analytics
Real-Time Dashboard & Analytics

Your dashboard aggregates everything into one view β€” total accounts, active budgets, cash flow trends, and top spending categories. All figures convert into your base currency on the fly, giving you a single, accurate picture of your net worth at any moment.

hierarchical_categories
Hierarchical Categories

Organize income and expenses with a two-level category tree. Parent groups contain subcategories, each with its own icon, color, and optional default assignment. Color inheritance keeps your taxonomy visually consistent without extra effort.

csv_xlsx_import_wizard
CSV / XLSX Import Wizard

Bring your entire bank history into Rasa in three steps. Upload any CSV or XLSX from any institution worldwide, map columns to transaction fields, infer types from amount signs, and review every row before a single record is committed.

locale_and_timezone
Locale & Timezone Aware

Set your timezone, display locale, preferred date format, and fiscal month start day. Every date, label, and report in Rasa adapts to where you live and how you think β€” not the other way around.

bank_level_security
Bank-Level Security

Sensitive operations β€” data export, financial reset, account deletion β€” require password re-verification and typed confirmation phrases. All data is encrypted in transit and at rest. Your records are yours: export everything, anytime, with no restrictions.

Simple to Start

Up and Running in Minutes

No accounting background required. Four steps to complete financial clarity.

1
Add your accounts

Add your bank accounts, cash wallets, investment accounts, and credit cards β€” each with its own currency.

2
Choose your base currency

Pick the currency you think and plan in. Rasa will unify your entire financial picture into it automatically.

3
Add or import transactions

Enter transactions manually or bulk-import your bank history using our intelligent CSV/XLSX wizard.

4
Budget, track, and grow

Set budgets per currency and category. Monitor cash flow trends. Watch your financial picture come into sharp focus.

Pricing

Simple Pricing.
No Surprises.

Start free. Upgrade when your financial life grows. Cancel anytime with no penalties.

Monthly
AnnualΒ Save 30%
Free
For those just getting started
$0
forever, no card needed

  • βœ“Up to 3 accounts
  • βœ“Up to 2 currencies
  • βœ“Manual transaction entry
  • βœ“2 active budgets
  • βœ“Core categories
  • βœ“30-day transaction history
  • βœ“Mobile & web access
Get Started Free
Family / Group
For households, couples & small groups
$9.09
per month, billed annually

  • βœ“Everything in Pro
  • βœ“Up to 6 members
  • βœ“Shared budgets & categories
  • βœ“Per-member visibility controls
  • βœ“Household dashboard
  • βœ“Consolidated family reports
  • βœ“Dedicated family support
Join Early Access

All plans include 256-bit encryption Β· You own your data Β· Full export anytime Β· No lock-in, ever.

Real Stories

Loved by People
Who Live Without Borders

β€œI get paid by four different clients across three currencies. Rasa Money is the first app that has ever made complete sense of all of it β€” in real time.”

SofΓ­a R.
UX Freelancer Β· Paid in USD, EUR & GBP

β€œRelocating from Germany to Dubai meant juggling EUR and AED every single day. Rasa's unified dashboard became my financial north star from week one.”

Markus T.
Senior Software Engineer Β· Expat in Dubai

β€œMy partner and I have accounts in the UK and Ghana. The Family plan finally gave us one shared view of our finances without the constant back-and-forth.”

Amara & James K.
Couple Β· Managing finances across two countries

β€œThe import wizard saved me hours. I uploaded three years of bank statements from two countries and had everything categorized and visualized in under twenty minutes.”

Lena M.
Product Manager Β· Remote from Portugal

β€œI've tried every budgeting app. None of them could handle the fact that I invoice in USD but live on EUR. Rasa handles it like it was designed for exactly my situation β€” because it was.”

Arjun S.
Independent Consultant Β· Based in Amsterdam

β€œThe exchange rate lock at transaction time is a game-changer. My historical reports are finally accurate, not just approximate. That detail matters more than people realize.”

Yuki T.
Finance Lead Β· Startup in Tokyo & Singapore
✦ Start Today β€” It's Free

Your money deserves clarity
in every currency.

Join freelancers, expats, and globally-minded individuals
who finally have a clear, complete picture of their finances.

FAQ

Frequently Asked Questions

What makes Rasa Money truly multi-currency?

Unlike apps that simply display a flag next to an amount, Rasa Money stores every account in its own native currency, captures the real exchange rate at the exact moment each transaction occurs, and converts everything into your chosen base currency β€” accurately, historically, and automatically. Your past data stays correct even as rates change over years.

Which currencies are supported?

Rasa Money supports 150+ ISO 4217 currencies. Exchange rates are sourced from a professional live provider, intelligently cached so your dashboard loads instantly, and refreshed daily so your numbers are always current.

Can I import transactions from my existing bank?

Yes. Pro and Family plans include our multi-step import wizard that accepts CSV and XLSX files from any bank worldwide. You map columns, assign currencies, choose type-detection logic, and review every single row before anything is committed β€” nothing gets imported without your approval.

How secure is my financial data?

All data is encrypted in transit and at rest. High-risk operations β€” exporting your data, resetting your financial history, or deleting your account β€” are gated behind password re-verification and multi-step typed confirmation dialogs. We take data protection seriously at every layer.

Can I export all my data anytime?

Always. Every plan includes full data export as a downloadable archive. Your financial records belong to you β€” we will never hold them hostage. Export your complete history at any time, for any reason. No questions asked.

What happens when my free trial ends?

After your 14-day Pro or Family trial, your plan continues at the standard rate. You'll receive a reminder email 3 days before your trial ends. You can cancel at any time with no penalties, no data loss, and no hard feelings.

Family plan β€” spots opening soon
One plan.The whole family.

One email gets your household on the list. No credit card, no commitment β€” we'll reach out before we open the doors.

One signup covers your whole household. No spam β€” we only email about Rasa Money.

Priority household access

Your entire family gets in first β€” all seats unlocked from day one, no waiting.

Founding family pricing β€” forever

Lock in the lowest rate we'll ever offer for the Family Plan. It never goes up, no matter how many members you add.

Shared budgets from launch day

Set up joint budgets, unified categories, and household dashboards the moment we open the doors.

Up to 6 members included

Invite your partner, family members, or housemates β€” every seat on the Family Plan is ready from day one.