01
Recurring Transactions
Expense, income, or transfer — one schedule for each series. Use it for subscriptions, standing payments, payroll, or regular transfers. Set it up once; each occurrence keeps the right accounts, categories, and amount.
For Anyone Living Across Currencies
Stop Guessing
What You're
Actually Worth.
Every account, currency, recurring transaction, and debt — one accurate picture that updates as you live. Ask Rasa AI about your money, or get a plain-language summary in your own language.
Free forever plan · 3-day Pro trial · No bank connection required
Total Balance
$12,480 USD
USD
EUR
GBP
TRY
Cash Flow — Last 7 Days
Income
Expense
Rate Locked
1 EUR = 1.087 USD
Live ●
Budget: Groceries (EUR)
€320 of €500 · USD + EUR spend
64%
Freelance Payment
Client invoice · USD
+$2,400
Rasa AI summary
in your native language
150+ currencies
auto-synced daily
Net worth up 12%
vs. last month
Who It's ForBuilt for the Way
Built for the Way
You Actually Live
Most finance apps assume one country, one currency, one life. Rasa Money was built for yours.
Freelancers & Remote Workers
You invoice in three currencies and never quite know what you earned this month. Rasa Money converts every payment into your base currency the moment it lands — and tracks the tools you pay for on the way out. One number that finally means something.
Expats & Digital Nomads
You live in one country, bank in another, and spend in a third. Rasa Money keeps every account in its native currency and gives you one coherent view — including the loan you're still repaying back home, in the currency you took it out in.
Individuals & Savers
You want to spend smarter, pay things off faster, and see where your money actually goes. Multi-currency budgets, categories, recurring transactions, and debt schedules turn raw transactions into clear habits — and clear habits into real progress.
Families & Couples (Coming Soon)
Managing money with another person is hard enough — doing it across multiple accounts and countries is harder. Rasa Money will give your household one shared view, with the privacy controls each person needs.
⚡ Core DifferentiatorTruly Multi-Currency.
Truly Multi-Currency.
Not Just a Label.
Most apps put a flag next to a number and call it multi-currency. We built the entire product around it. Your history stays accurate forever, your dashboard reflects reality, and you never enter an exchange rate by hand.
Your Real Rate. Locked. Forever.
Every transaction captures the exchange rate the moment it happens — and keeps it. Not an estimate. Not today's rate pasted onto last month's data. That snapshot is why a report you run in five years will still match today.
Supported currencies
150+
Automatic rate refresh
Daily
Rate snapshot per transaction
Locked
Every Account, Its Own Currency
Give every account the currency it actually holds. Your USD checking, EUR savings, TRY cash wallet, and crypto holdings sit side by side — each in its own denomination.
Rate Locked at Transaction Time
The rate on the day you spent is the rate that stays in your history. No retroactive corrections, no approximations — the detail that makes reports trustworthy.
One Dashboard for Your Whole Picture
Every account, budget, recurring transaction, and debt converts into the base currency you chose. Net worth, cash flow, and spending — as a single number that makes sense to you.
One Budget Currency, Spend Anywhere
Set your limit in the currency you plan in. Attach accounts in any currency; every matching expense converts with the same rates as your ledger, so spent and remaining stay honest.
Import From Any Bank, Any Country
Upload CSV or XLSX exports from any institution in the world. Map columns, detect currencies, infer types, and load years of history in one sitting.
Future-Dated Transactions, Handled
Schedule something ahead and stop thinking about it. When the date arrives, Rasa Money resolves the live rate and updates the record for you.
🔁 NewThe Money That
The Money That
Moves on a Schedule.
Rent, salaries, subscriptions, transfers, installments — set the schedule once. Recurring transactions cover expense, income, and transfer; Rasa Money generates each occurrence so nothing slips through.
02
Backfill or Schedule Ahead
Rebuild past history, queue today's entries for approval, or date future ones to stay on hold until they're due.
03
Loans & Installment Plans
Record what you owe, on what schedule, in which currency. Track paid installments and what's left on the balance.
04
Debt in Another Currency
Loan in one currency, income in another. Installments convert to your base currency so you see the real cost.
05
Nothing Counts Until You Say So
Generated entries land as pending in your inbox. Only approved transactions hit budgets and analytics — unless you choose to include pending.
06
See What's Coming
Upcoming recurring transactions and installments — a forward view beside the cash flow you've already spent.
Real SituationsBuilt for the Problems
Built for the Problems
Other Apps Shrug At
Every one of these breaks a single-currency budgeting app. None of them break Rasa Money.
Four clients. Three currencies. One question.
You invoiced in USD, EUR, and GBP this month and still can't say what you earned. Rasa Money converts each payment at the rate it actually landed on — one number you can trust.
You moved countries in the middle of the year.
Old salary in one currency, new one in another, and a full history spread across both. Every past transaction keeps its original rate, so your year still adds up.
One partner earns in GBP. The other in USD.
You split everything and neither of you knows the real total. One shared budget in the currency you plan in — with both partners' accounts attached — converts every card swipe into the same progress bar.
Three years of statements from two countries.
Export the CSVs, map the columns once, preview every row, and land your entire history in Rasa Money in one sitting — categorized and converted.
Billed in a currency you don't earn in.
Software in USD, a phone plan in TRY, rent in EUR, a salary in GBP — set each as a recurring transaction (expense, income, or transfer) once. Rasa Money generates every occurrence in its own currency and totals what they mean together.
A loan back home. Income somewhere else.
The installment doesn't move but the exchange rate does. Rasa Money tracks the schedule in the loan's currency and shows what each payment actually costs you in yours.
FeaturesEverything you need,
Everything you need,
built for clarity ✦
Tools that make managing money feel less like admin and more like control.
01
Smart Budgets01
Spend in any currency.
Track one clear limit.
Pick the currency for your limit, spent, and remaining — then include any accounts and the categories that matter. USD coffee and EUR groceries roll into the same progress bar, converted with the same FX rules as your ledger. Warnings at 80%, and recurring budgets roll forward on their own.
- Limit, spent, and left in one budget currency
- Any-currency accounts and expenses, converted on read
- 80% warnings, overlap checks, auto-renewing periods
02
Recurring02
Set it once.
It shows up on time.
Recurring transactions cover expense, income, and transfer — subscriptions, rent, salary, or regular account moves. Create the schedule once and Rasa Money generates each occurrence with the right accounts, categories, and amount.
- Expense, income, and transfer types
- Subscriptions and standing payments on one schedule
- Pending entries wait for your approval
03
Debts03
Know exactly what you owe,
and when it's due
Add a loan or installment plan with its schedule and currency. Rasa Money tracks every payment against the balance, shows what's left, and converts it all into the currency you think in.
- Installment schedules with due dates
- Paid-off progress at a glance
- Debts in any currency, converted to your base
04
Effortless UX04
Set up in minutes,
not an afternoon
No accounting background needed. Add your accounts, pick a base currency, import your history — your full picture is ready before your coffee goes cold.
- Up and running in minutes
- Zero jargon, zero learning curve
- Works for beginners and power users
05
Analytics05
See where your money
actually goes
Spending trends, category breakdowns, budget utilization, and cash flow — in real time, in the currency you chose. Stop guessing. Start knowing.
- Cash flow over 7, 30, 90+ day windows
- Top categories by spending and volume
- Unified net worth in your base currency
06
Rasa AI06
Meet Rasa AI:
Your Financial Co-Pilot
Rasa AI reads your real accounts, budgets, and transactions to summarize your month in your own language — and answers questions about your money or how Rasa Money works, without digging through menus.
- Native-language summaries of balances and budgets
- Answers grounded in your actual transactions
- Your data is never sold or used to train for third parties
✦ Rasa AIFinance that speaks
Finance that speaks
your language.
Rasa AI is built into Rasa Money, not bolted on. It reads your accounts, budgets, and transactions so you can understand your money — and get answers — without hunting through screens.
Rasa MoneyRasa AI
Summarize Widget
Monthly Summary
You earned $4,200 this month across USD and EUR accounts. Dining is 18% over budget — groceries are on track. Recurring expenses total $86, and your car loan is halfway paid off.
+3.2%Net worth
$4.2kIncome
+18%Dining
English · auto-detected from your locale
How much did I spend on travel in Q1?
InsightYou spent $1,847 on travel in Q1 — mostly flights (62%) and hotels (31%). That's 12% less than Q4.
What recurring transactions hit this month?
GuideSix recurring transactions are due — expense, income, and one transfer — totaling $86.94 across USD and EUR. The next one lands on the 14th.
Ask Rasa AI anything…
Summarize Widget
Your month at a glance — in words you actually use
One tap turns your accounts, budgets, and spending into a plain-language overview. Income, outgoings, budget status, what changed — written in your display language and refreshed as your data does.
- Drawn from your accounts and categories
- Written in your display language automatically
- One tap from your dashboard — no setup
Rasa AI Chat
Ask anything — about your money or how Rasa Money works
Ask how to import transactions, why a budget went over, or what you spent on dining last month. Rasa AI knows your data, so answers are about you — not a generic help article.
- Product help and money questions in one place
- Context-aware answers from your real transactions
- Natural conversation — nothing to memorize
Simple to Start
Up and Running in Minutes
No accounting background needed. Four steps to a complete picture.
1
Add your accounts
Bank accounts, cash wallets, investments, credit cards, crypto — each in its own currency, exactly as they exist in real life.
2
Choose your base currency
Pick the currency you think and plan in. Rasa Money converts your whole picture into it, and keeps every original amount intact underneath.
3
Add or import your history
Log transactions manually or bulk-import years of bank statements with the CSV/XLSX wizard. You approve every row before it lands.
4
Set budgets, recurring transactions, and debts
Cap spending in one budget currency while money moves across accounts in any currency. Add recurring transactions for expense, income, or transfer schedules, and track what you owe. Then ask Rasa AI what it all means.
Full Feature SetEvery Tool You Need
Every Tool You Need
to Own Your Finances
01
Multi-Currency Engine
Every account in its native currency. Rates come from a live provider, lock permanently at transaction time, and cache for instant loading. Your history stays accurate even as rates move over the years.
02
Income, Expense & Transfer Tracking
Log every transaction type in full — categories, notes, references, commissions, and automatic budget assignment across currencies. Balances update atomically on every create, edit, or delete, including cross-currency transfers.
03
Recurring Transactions
Expense, income, or transfer — one schedule per series, with cycle, end date, and default status. Track subscriptions, standing payments, payroll, and regular transfers in one place. Rasa Money generates each occurrence with fixed accounts, categories, and amounts, and shows what's coming on your dashboard.
04
Debt & Installment Management
Track loans and installment plans with their real schedules. See what's due, what's been paid, and how much of the balance is behind you — in the debt's own currency and converted into yours.
05
Smart Budget Engine
One-time or recurring budgets in one currency, scoped to your accounts and categories — accounts can be in any currency. Matching spend converts with the same FX as your transactions; overlap checks, 80% warnings, and automatic period rollover keep you on track.
06
Rasa AI Chat
A finance assistant that knows your accounts. Ask how to do something in Rasa Money, dig into spending by category, or find out why a budget changed — answered in plain language, grounded in your real data.
07
Real-Time Dashboard & Analytics
Accounts, budgets, cash flow trends, and top spending categories in one view. Every figure converts into your base currency on the fly — a single accurate read on your net worth at any moment.
08
Hierarchical Categories
A two-level category tree: parent groups holding subcategories, each with its own icon and color, and an optional default for bulk import. Color inheritance keeps the whole taxonomy visually consistent.
09
Approvals & Refunds
Generated and scheduled entries wait in a pending inbox until you approve them — nothing hits budgets or analytics before you say so. Refunds link back to the original transaction and reverse its effect on balances exactly.
10
CSV / XLSX Import Wizard
Bring your bank history into Rasa Money in three steps. Upload any CSV or XLSX from any institution worldwide, map columns, infer types from amount signs, and review every row before a single record is committed.
11
Locale & Timezone Aware
Set your timezone, display locale, date format, and fiscal month start day. Every date, label, and report adapts to where you live and how you think — not the other way around.
12
Data Ownership & Security
Sensitive operations — data export, financial reset, account deletion — require password re-verification and a typed confirmation phrase. Data is encrypted in transit and at rest, no bank credentials are ever stored, and you can export everything, anytime.
PricingStart Free.
Start Free.
Upgrade When You're Ready.
No pressure, no hidden fees. Start on Free and move up the moment your financial life needs more room.
MonthlySave 20%
QuarterlySave 20%
AnnualSave 40%
Basic
Everything you need to try the real thing. No credit card, no time limit.
Free
free forever · no card needed
- ✓Up to 2 accounts
- ✓1 currency
- ✓Up to 10 transactions
- ✓Up to 3 transactions per day
- ✓Up to 2 budgets
- ✓Up to 10 categories
- ✓Up to 2 debts
- ✕Recurring transactions (expense, income, transfer)
- ✕CSV/XLSX import
- ✕Data export
- ✕Dashboard cash flow
- ✕Rasa AI
⭐ Most Popular
Pro
For anyone who needs the full multi-currency picture — unlimited and unrestricted.
$53.99$89.99
per month, billed annually
- ✓Unlimited accounts
- ✓Unlimited currencies
- ✓Unlimited transactions
- ✓Unlimited transactions per day
- ✓Unlimited budgets
- ✓Unlimited categories
- ✓Unlimited debts
- ✓Recurring transactions (expense, income, transfer)
- ✓CSV/XLSX import
- ✓Data export
- ✓Dashboard cash flow
- ✓Rasa AI
FAQ
Frequently Asked Questions
What makes Rasa Money truly multi-currency?
Rasa Money stores every account in its native currency and captures the real exchange rate at the exact moment each transaction happens. That snapshot is kept permanently, so your history stays accurate as rates move — no retroactive corrections, no approximations. Change your base currency later and nothing gets rewritten.
Which currencies are supported?
150+ ISO 4217 currencies, plus crypto wallets. Rates come from a professional live provider, are cached so your dashboard loads instantly, and refresh daily. If you hold an account in it, Rasa Money can track it.
Can a budget include accounts and spending in different currencies?
Yes. Each budget has one currency for its limit, spent, and remaining. You choose which accounts and categories belong to it — those accounts can be in any currency, and matching expenses convert toward spent using the same exchange-rate rules as transactions: the rate locked on the transaction date for past and today's entries, and today's rate for future-dated ones until their date arrives. Every budget needs at least one account and one category; overlap checks apply when date ranges, accounts, and categories intersect — even if two budgets use different currencies.
Do I have to connect my bank account?
No — and for many people, that's the point. Bank connections only cover a handful of countries, and they're the first thing that breaks when you move. Rasa Money works from manual entry and file import, so it works the same in Lisbon, Lagos, or Kuala Lumpur.
Can I import transactions from my existing bank?
Yes. The Pro plan includes a multi-step import wizard that accepts CSV and XLSX files from any bank worldwide. You map columns, assign currencies, choose how types are detected, and review every row before anything is committed — nothing imports without your approval.
How do recurring transactions work?
Recurring transactions cover three types: expense, income, and transfer. Set one up with its cycle (daily, weekly, monthly, or yearly), end date, and default status — for subscriptions, rent, salary, regular transfers, or anything else on a schedule. Rasa Money generates each occurrence with the same accounts, categories, and amount. Start in the past to backfill, today for approval, or in the future on hold until due. Only approved entries count toward budgets and analytics unless you include pending ones. Available on Pro.
How does debt tracking work?
Add a loan or installment plan with its amount, currency, and payment schedule. Rasa Money lays out the installments, tracks payments against the outstanding balance, and shows how much you've cleared — converted into your base currency, so a loan in one currency and income in another still give you one honest number. Free covers up to 2 debts; Pro is unlimited.
What is Rasa AI and how does it use my data?
Rasa AI covers the Summarize Widget and the chat assistant. Both read your accounts, transactions, budgets, and categories to give you summaries and answers in your preferred language. Rasa AI only reads data inside your own account to help you — it does not sell your information or train third-party models on it.
How secure is my financial data?
All data is encrypted in transit and at rest. Irreversible operations — exporting your data, resetting your financial history, deleting your account — require your password again plus a typed confirmation phrase. And because Rasa Money never connects to your bank, we never hold your banking credentials.
Can I export all my data anytime?
Yes — on every plan, always. Your records belong to you. Export your complete history at any time as a downloadable archive: no questions, no restrictions, no holding your data hostage.
What happens when my free trial ends?
The 3-day Pro trial doesn't require a card, so nothing is charged automatically. When it ends you move to the Free plan — keep using Rasa Money within Free limits and upgrade whenever you're ready. We'll email you before it ends, and you can cancel anytime with no penalty and no data loss.
Family plan — spots opening soon
One plan.The whole family.
One email puts your household on the list. No credit card, no commitment — we'll reach out before we open the doors.
One signup covers your whole household. No spam — we only email about Rasa Money.
Priority household access
Your whole family gets in together — every seat unlocked from day one.
Founding family pricing
Lock in the lowest rate we'll offer for the Family Plan, however many members you add.
Shared budgets from launch day
Joint budgets, unified categories, and a household dashboard the moment we open.
Up to 6 members included
Invite your partner, family, or housemates — every seat is ready from day one.