Four clients. Three currencies. One question.
You invoiced in USD, EUR and GBP this month and you still can't say what you earned. Rasa converts each payment at the rate it actually landed on, and gives you one number you can trust.
For Freelancers, Expats & Digital Nomads
Stop Guessing
What You're
Actually Worth.
Every account, every currency, every subscription, every debt — in one accurate picture that updates as you live. Ask Rasa AI anything about your money, or get a plain-language summary in your own language.
Free forever plan · 3-day Pro trial · No bank connection required
Total Balance
$12,480 USD
USD
EUR
GBP
TRY
Cash Flow — Last 7 Days
Income
Expense
Rate Locked
1 EUR = 1.087 USD
Live ●
Budget: Groceries
€320 of €500 used
64%
Freelance Payment
Client invoice · USD
+$2,400
Rasa AI summary
in your native language
150+ currencies
auto-synced daily
Net worth up 12%
vs. last month
Who It's ForBuilt for the Way
Built for the Way
You Actually Live
Most finance apps were built for one country, one currency, one life. Rasa was built for yours.
Freelancers & Remote Workers
You invoice in three currencies and never quite know what you actually earned this month. Rasa converts every payment into your base currency the moment it lands — and tracks the tools you pay for monthly on the way back out. One number that finally means something.
Expats & Digital Nomads
You live in one country, bank in another, and spend in a third. Rasa keeps every account in its native currency and gives you one coherent view of your money — including the loan you're still repaying back home, in the currency you took it out in.
Individuals & Savers
You want to spend smarter, pay things off faster, and understand where your money actually goes. Budgets, categories, subscriptions and debt schedules turn raw transactions into clear habits — and clear habits into real progress.
Families & Couples (Coming Soon)
Managing money with another person is hard enough — doing it across multiple accounts and countries is harder. Rasa will give your whole household one shared view, with the privacy controls each person needs.
⚡ Core DifferentiatorTruly Multi-Currency.
Truly Multi-Currency.
Not Just a Label.
Most apps put a flag next to a number and call it multi-currency. We built the entire product around it. Your historical balances stay accurate forever, your dashboard always reflects reality, and you never touch an exchange rate by hand.
Your Real Rate. Locked. Forever.
Every transaction captures the exchange rate at the moment it happened — and keeps it. Not an estimate. Not today's rate applied to last month's data. That snapshot is why a report you run in five years will say exactly what it says today.
Supported currencies
150+
Automatic rate refresh
Daily
Rate snapshot per transaction
Locked
Every Account, Its Own Currency
Give every account the currency it actually holds. Your USD checking, EUR savings, TRY cash wallet, and crypto holdings sit side by side, each shown in its own denomination.
Rate Locked at Transaction Time
The rate on the day you spent is the rate that lives in your history. No retroactive corrections, no approximations. This is the detail that makes the reports trustworthy.
One Dashboard for Your Whole Picture
Every account, budget, subscription and debt converts into the base currency you chose. See your net worth, cash flow and spending as a single number that makes sense to you.
Budgets That Understand Currencies
Scope a budget to a currency, a set of accounts, and the categories you care about. Rasa tracks spending in the right denomination and warns you before you cross the line.
Import From Any Bank, Any Country
Upload CSV or XLSX exports from any institution in the world. Map your columns, detect currencies, infer transaction types, and load years of history in one sitting.
Future-Dated Transactions, Handled
Schedule something ahead of time and stop thinking about it. When the date arrives, Rasa resolves the live rate and updates the record for you.
🔁 NewThe Money That
The Money That
Leaves on a Schedule.
Rent, subscriptions, loan instalments, the phone plan you forgot about. These are the payments that quietly decide what's left — so Rasa treats them as first-class, not as transactions you have to remember to type in.
- 01
Subscriptions & Recurring Payments
Set a payment up once — cycle, end date, default status — and Rasa generates every occurrence with the same account, category and amount. Daily, weekly, monthly or yearly.
- 02
Backfill or Schedule Ahead
Start a recurring series in the past to rebuild history you never logged, today for entries awaiting approval, or in the future so it sits on hold until its date arrives.
- 03
Loans & Instalment Plans
Record what you owe, on what schedule, in which currency. Rasa lays out the instalments, tracks what's been paid, and shows how much of the balance is behind you.
- 04
Debt in a Currency You Don't Earn In
A loan in one currency and income in another is the normal case for cross-border life — not an edge case. Every instalment converts into your base currency so you can see the real cost.
- 05
Nothing Counts Until You Say So
Generated entries land as pending in your inbox. Only approved transactions affect budgets and analytics — unless you choose to include pending ones.
- 06
See What's Coming, Not Just What's Gone
Scheduled subscriptions and upcoming instalments give you a forward view of your commitments, next to the cash flow you've already spent.
Real SituationsBuilt for the Problems
Built for the Problems
Other Apps Shrug At
Every one of these breaks a single-currency budgeting app. None of them break Rasa.
You moved countries in the middle of the year.
Old salary in one currency, new one in another, and a full history spread across both. Every past transaction keeps its original rate, so your year still adds up.
One partner earns in GBP. The other in USD.
You split everything and neither of you knows the real total. Budgets scoped per currency and account give the household one clear picture instead of two half ones.
Three years of statements from two countries.
Export the CSVs, map the columns once, preview every row, and land your entire history in Rasa in one sitting — categorised and converted.
Billed in a currency you don't earn in.
Software in USD, phone plan in TRY, streaming in EUR. Set each one up once and Rasa generates every renewal in its own currency — and tells you what they cost you together.
A loan back home. Income somewhere else.
The instalment doesn't move but the exchange rate does. Rasa tracks the schedule in the loan's currency and shows what each payment actually costs you in yours.
FeaturesEverything you need,
Everything you need,
wrapped in delight ✦
Tools built to make managing money feel less like admin and more like control.
01
Smart Budgets01
Budgets that actually
keep you on track
Set limits per currency, account and category. Progress fills in real time and Rasa flags you at 80% — before you overspend, not after. Recurring budgets roll into the next period on their own.
- Real-time progress per category
- Warned at 80%, not after the fact
- Recurring periods that roll over automatically
02
Subscriptions02
Set it once.
It shows up on time.
Rent, streaming, software, the gym you keep meaning to cancel. Create the schedule once and Rasa generates every occurrence with the right account, category and amount — in the currency it's actually billed in.
- Daily, weekly, monthly or yearly cycles
- Backfill the past or schedule into the future
- Pending entries wait for your approval
03
Debts03
Know exactly what you owe,
and when it's due
Add a loan or instalment plan with its schedule and currency. Rasa tracks every payment against the balance, shows what's left, and converts it all into the currency you think in.
- Instalment schedules with due dates
- Paid-off progress at a glance
- Debts in any currency, converted to your base
04
Effortless UX04
Set up in minutes,
not an afternoon
No accounting background needed. Add your accounts, pick a base currency, import your history — your full picture is ready before your coffee goes cold. Rasa is meant to be obvious from the first screen.
- Up and running in minutes
- Zero jargon, zero learning curve
- Works for beginners and power users
05
Analytics05
See where your money
actually goes
Spending trends, category breakdowns, budget utilisation and cash flow — in real time, in the currency you chose. Stop guessing. Start knowing.
- Cash flow over 7, 30, 90+ day windows
- Top categories by spending and volume
- Unified net worth in your base currency
06
Rasa AI06
Meet Rasa AI:
Your Financial Co-Pilot
Rasa AI reads your real accounts, budgets and transactions to summarise your month in your own language — and answers questions about your money or about how Rasa works, without you digging through menus.
- Native-language summaries of balances and budgets
- Answers grounded in your actual transactions
- Your data is never sold or used to train for third parties
✦ Rasa AIFinance that speaks
Finance that speaks
your language.
Rasa AI is built into Rasa Money, not bolted on. It reads your accounts, budgets and transactions so you can understand your money and get answers without hunting through screens.
Rasa MoneyRasa AI
Summarize Widget
Monthly Summary
You earned $4,200 this month across USD and EUR accounts. Dining is 18% over budget — groceries are on track. Subscriptions came to $86, and your car loan is halfway paid off.
+3.2%Net worth
$4.2kIncome
+18%Dining
English · auto-detected from your locale
How much did I spend on travel in Q1?
InsightYou spent $1,847 on travel in Q1 — mostly flights (62%) and hotels (31%). That's 12% less than Q4.
What subscriptions renew this month?
GuideSix recurring payments are scheduled, totalling $86.94 across USD and EUR. The next one is due on the 14th.
Ask Rasa AI anything…
Summarize Widget
Your month at a glance — in words you actually use
One tap turns your accounts, budgets and spending into a plain-language overview. Income, outgoings, budget status, what changed — written in your display language and refreshed as your data does.
- Personalised from your accounts and categories
- Written in your display language automatically
- One tap from your dashboard — no setup
Rasa AI Chat
Ask anything — about your money or how Rasa works
Ask how to import transactions, why a budget went over, or what you spent on dining last month. Rasa AI knows your data, so the answers are about you — not a generic help article.
- Product help and money questions in one place
- Context-aware answers from your real transactions
- Natural conversation — nothing to memorise
Simple to Start
Up and Running in Minutes
No accounting background needed. Four steps to a complete picture.
1
Add your accounts
Bank accounts, cash wallets, investments, credit cards, crypto — each in its own currency, exactly as they exist in real life.
2
Choose your base currency
Pick the currency you think and plan in. Rasa converts your whole picture into it, and keeps every original amount intact underneath.
3
Add or import your history
Log transactions manually or bulk-import years of bank statements with the CSV/XLSX wizard. You approve every row before it lands.
4
Set budgets, subscriptions and debts
Cap spending per currency and category, schedule the payments that repeat, and track what you owe. Then ask Rasa AI what it all means.
Full Feature SetEvery Tool You Need
Every Tool You Need
to Own Your Finances
01
Multi-Currency Engine
Every account in its native currency. Rates come from a live provider, are locked permanently at transaction time, and cached for instant loading. Your history stays accurate even as rates move over the years.
02
Income, Expense & Transfer Tracking
Log every transaction type in full — categories, notes, tracking numbers, cheque references, commissions and automatic budget assignment. Balances update atomically on every create, edit or delete, including cross-currency transfers.
03
Subscriptions & Recurring Transactions
Set up a subscription or standing payment once — cycle, end date, default status — and Rasa generates each occurrence with fixed accounts, categories and amounts. Backfill the past, hold future entries until their date, and keep pending ones out of your totals until you approve them.
04
Debt & Instalment Management
Track loans and instalment plans with their real schedules. See what's due, what's been paid, and how much of the balance is behind you — in the debt's own currency and converted into yours.
05
Smart Budget Engine
One-time or recurring budgets scoped to specific currencies, accounts and categories. Overlap detection stops conflicts before they happen, status tracking flags you at 80% and again past the limit, and recurring periods roll over without a manual reset.
06
Rasa AI Chat
A finance assistant that knows your accounts. Ask how to do something in Rasa, dig into spending by category, or find out why a budget changed — answered in plain language, grounded in your real data.
07
Real-Time Dashboard & Analytics
Accounts, budgets, cash flow trends and top spending categories in one view. Every figure converts into your base currency on the fly, giving you a single accurate read on your net worth at any moment.
08
Hierarchical Categories
A two-level category tree: parent groups holding subcategories, each with its own icon and colour, and an optional default for bulk import. Colour inheritance keeps the whole taxonomy visually consistent.
09
Approvals & Refunds
Generated and scheduled entries wait in a pending inbox until you approve them — nothing hits your budgets or analytics before you say so. Refunds link back to the original transaction and reverse its effect on your balances exactly, instead of leaving you to log a second entry and hope the maths works out.
10
CSV / XLSX Import Wizard
Bring your bank history into Rasa in three steps. Upload any CSV or XLSX from any institution worldwide, map columns to transaction fields, infer types from amount signs, and review every row before a single record is committed.
11
Locale & Timezone Aware
Set your timezone, display locale, date format and fiscal month start day. Every date, label and report adapts to where you live and how you think — not the other way around.
12
Data Ownership & Security
Sensitive operations — data export, financial reset, account deletion — require password re-verification and a typed confirmation phrase. Data is encrypted in transit and at rest, no bank credentials are ever stored, and you can export everything, anytime.
PricingStart Free.
Start Free.
Upgrade When You're Ready.
No pressure, no hidden fees. Start on Free and move up the moment your financial life needs more room.
MonthlySave 20%
QuarterlySave 20%
AnnualSave 40%
Basic
Everything you need to try the real thing. No credit card, no time limit.
Free
free forever · no card needed
- ✓Up to 2 accounts
- ✓Up to 1 currency
- ✓Up to 10 transactions
- ✓Up to 3 transactions per day
- ✓Up to 2 budgets
- ✓Up to 10 categories
- ✓Up to 2 debts
- ✕Subscriptions & recurring transactions
- ✕CSV/XLSX import
- ✕Data export
- ✕Dashboard cash flow
- ✕Rasa AI
⭐ Most Popular
Pro
For freelancers, expats and nomads who need the full multi-currency picture — unlimited and unrestricted.
$53.99$89.99
per month, billed annually
- ✓Unlimited accounts
- ✓Unlimited currencies
- ✓Unlimited transactions
- ✓Unlimited transactions per day
- ✓Unlimited budgets
- ✓Unlimited categories
- ✓Unlimited debts
- ✓Subscriptions & recurring transactions
- ✓CSV/XLSX import
- ✓Data export
- ✓Dashboard cash flow
- ✓Rasa AI
FAQ
Frequently Asked Questions
What makes Rasa Money truly multi-currency?
Rasa stores every account in its native currency and captures the real exchange rate at the exact moment each transaction happens. That snapshot is kept permanently, so your history stays accurate as rates move over months and years — no retroactive corrections, no approximations. Change your base currency later and nothing gets rewritten.
Which currencies are supported?
150+ ISO 4217 currencies, plus crypto wallets. Rates come from a professional live provider, are cached so your dashboard loads instantly, and refresh daily. If you hold an account in it, Rasa can track it.
Do I have to connect my bank account?
No — and for most of our users that's the point. Bank connections only cover a handful of countries, and they're the first thing that breaks when you move. Rasa works entirely from manual entry and file import, which means it works the same in Lisbon, Lagos or Kuala Lumpur.
Can I import transactions from my existing bank?
Yes. The Pro plan includes a multi-step import wizard that accepts CSV and XLSX files from any bank worldwide. You map columns, assign currencies, choose how types are detected, and review every row before anything is committed — nothing is imported without your approval.
How do subscriptions and recurring transactions work?
Set a payment up once — choose the cycle (daily, weekly, monthly or yearly), an end date, and a default status — and Rasa generates each occurrence with the same accounts, categories and amount. Start in the past to backfill history, today for entries awaiting approval, or in the future so they sit on hold until their date arrives. Only approved transactions count toward budgets and analytics, unless you choose to include pending ones. Available on Pro.
How does debt tracking work?
Add a loan or instalment plan with its amount, currency and payment schedule. Rasa lays out the instalments, tracks payments against the outstanding balance, and shows how much you've cleared — converted into your base currency, so a loan in one currency and income in another still gives you one honest number. Free covers up to 2 debts; Pro is unlimited.
How secure is my financial data?
All data is encrypted in transit and at rest. Irreversible operations — exporting your data, resetting your financial history, deleting your account — require your password again plus a typed confirmation phrase. And because Rasa never connects to your bank, we never hold your banking credentials.
Can I export all my data anytime?
Yes, on every plan, always. Your records belong to you. Export your complete history at any time as a downloadable archive — no questions, no restrictions, no holding your data hostage.
What happens when my free trial ends?
The 3-day Pro trial doesn't require a card, so nothing is charged automatically. When it ends you move to the Free plan — keep using Rasa within the Free limits and upgrade whenever you're ready. We'll email you before it ends, and you can cancel anytime with no penalty and no data loss.
What is Rasa AI and how does it use my data?
Rasa AI covers the Summarize Widget and the chat assistant. Both read your accounts, transactions, budgets and categories to give you personalised summaries and answers in your preferred language. Rasa AI only reads data inside your own account to help you — it does not sell your information or train third-party models on it.
Family plan — spots opening soon
One plan.The whole family.
One email puts your household on the list. No credit card, no commitment — we'll reach out before we open the doors.
One signup covers your whole household. No spam — we only email about Rasa Money.
Priority household access
Your whole family gets in together — every seat unlocked from day one.
Founding family pricing
Lock in the lowest rate we'll offer for the Family Plan, however many members you add.
Shared budgets from launch day
Joint budgets, unified categories and a household dashboard the moment we open.
Up to 6 members included
Invite your partner, family or housemates — every seat is ready from day one.