Budgets
An alert at 80% of the limit, another when you exceed it, and a note when a recurring budget starts its next period.
Know when a budget tips over, an installment is due or an estimated rate settles, in the in-app bell and by email, without watching the dashboard.
Notifications surface what happened while you were not looking: a recurring payment was created, a budget passed 80%, an installment is due tomorrow, an estimated exchange rate was finalised. Most alerts arrive in the in-app bell and by email, while low-stakes confirmations stay in-app only.
Each message carries a clear title, a plain-language body and a priority. Only two events are high priority: an exceeded budget and overdue installments.
Budget alerts fire once per threshold per period, at 80% and again above 100%, and often within moments of the transaction that caused them. Overdue installments across all your debts arrive as one daily digest instead of one email each. Reminder emails state how many days ahead you chose, so you know which setting produced them.
Billing receipts and account confirmations go to your inbox only, and Rasa Money never uses SMS for alerts.
An alert at 80% of the limit, another when you exceed it, and a note when a recurring budget starts its next period.
A reminder before each due date, a due-today nudge, confirmation when an installment is paid automatically, a daily overdue digest and a congratulations when a debt is paid off.
Get told when a recurring payment is generated, and when a future-dated transfer or foreign-currency payment settles at the real rate and the amount changed.
| Event | In-app bell | |
|---|---|---|
| Budget reaches 80% | Yes | Yes |
| Budget exceeded (high priority) | Yes | Yes |
| New recurring budget period | Yes | Yes |
| Installment reminder, due and paid automatically | Yes | Yes |
| Overdue installments digest (high priority) | Yes | Yes |
| Recurring payment generated | Yes | Yes |
| Scheduled payment promoted to its default status | Yes | No |
| Future-dated rate finalised and amount changed | Yes | Yes |
| Payment, renewal and cancellation receipts | No | Yes |
Each budget alert carries a stamp of the budget, the threshold and the period end date, so you get one warning and one exceeded alert per period, and a new period starts with a clean slate.
Each alert type uses a fixed channel, in-app, email or both. There are no per-alert preferences today.
Budget alerts usually appear right after you save the transaction that crossed a threshold. Alerts produced by hourly jobs arrive in on-the-hour batches, and the bell refreshes about once a minute.
Imported rows are never announced one by one, but imported expenses land on budgets like any other and can trigger a budget alert.
No. Each budget sends at most one warning and one exceeded alert per period.