A budget app without bank sync, built for every currency you hold

Income, expense, and transfer, each with a category, notes, commissions, and a reference. Refunds link back to the original transaction instead of being logged twice. Categories have two levels: groups and subcategories.

Rent, salary, and subscriptions can run as recurring transactions on Pro: set the schedule once, pause it or schedule it ahead, and Rasa Money suggests series from transactions that repeat. Generated payments wait in the Cartable, one inbox for everything waiting on a decision, until you confirm them. Nothing counts until you say it happened.

Months of history do not have to be typed. On Pro, you can import bank statements from CSV or XLSX from any bank:

• Columns are detected for you. The wizard suggests which column is the date, the amount, and the note, and you check them against your file.
• Dates in any shape. The date format is detected from the file itself, and Gregorian, Jalali, and Hijri dates all work.
• Debit/credit or signed amounts. Statements with separate debit and credit columns and files with one signed amount column both work.
• Every row reviewed before saving. Rows that already exist in your ledger are flagged, so overlapping statements are safe. Category, tag, and recurring suggestions are suggestions until you accept them.

Coming from Lunch Money? The free guided Lunch Money import works on every plan, including Basic, within the plan's limits (tags are skipped on Basic). Export your transactions file, plus the optional Net Worth file, drop them in, decide what happens to each account and category, and review every transaction before it is imported.

Every currency, with the rate kept per transaction

Rasa Money works perfectly well if every account you own is in one currency. The day a second currency shows up, it goes further than most finance apps:

• Each account holds one currency: your USD checking, EUR savings, and TRY cash sit side by side.
• Every transaction permanently keeps the exchange rate it was recorded with. Changing your base currency never rewrites history. Rates are mid-market rates stored once per day, so a past day's rate never changes later.
• Net worth and current account balances use today's rate by design, because they answer the question "What is it worth now?" Every converted figure is labeled as either a stored historical rate or today's rate.
• 166 fiat currencies and 380 cryptocurrencies. Your base currency must be fiat; you can still hold crypto in wallet accounts.

Multi-currency needs Pro; Basic supports one currency. See how to budget in multiple currencies.