Rent, salary, subscriptions, loan payments: set the rhythm once and Rasa Money creates each payment on schedule. Or let it spot repeating charges in your history and suggest a series you accept yourself.
A recurring transaction is a template that generates real transactions on a schedule: Netflix on the 14th, rent on the 1st, salary on the 28th. Choose a daily, weekly, monthly or yearly cycle, a start date and, if you want one, an end date.
The template itself is not a transaction. It never touches a balance or clutters your ledger; it is a rule that produces payments, and those payments appear in your transaction list like any other.
If you already have months of similar charges in the ledger, Rasa Money can suggest turning them into a series. Suggestions never create a template on their own — you accept or dismiss each one.
New payments are created as Pending by default and wait in your Cartable until you confirm them, so you can check that Netflix really charged you. Prefer hands-off? Set the default status to Completed and payments settle the moment they are generated.
Edit a series and the future changes while completed payments stay untouched. If your bank charges a slightly different amount one month, edit that single payment without touching the template.
When you type a one-time expense that matches an existing series, the form can offer Add to series — core fields lock to the parent, while date, status and note stay yours.
Scan for subscription-like patterns in the last year of history, or let detection run quietly after you save a payment. Accept creates the series and links the matched rows; dismiss means that fingerprint will not come back.
A USD subscription paid from a EUR account is a first-class case. Each payment converts the billed amount at the rate for its own date, and future payments settle to the real rate when their date arrives.
Pausing stops new payments and leaves history alone. An ended series becomes read-only. Deleting a template removes the rule but keeps every payment that already happened. Recurring series are a Pro feature — running series keep generating if you downgrade, and history is never deleted.
The default status is the most consequential setting on a series.
| Default status | What happens |
|---|---|
| Pending (default) | Each payment lands in the Cartable for confirmation and lowers your available balance until you confirm it |
| Completed | Each payment settles the moment it is generated, fully automatic |
| Failed or canceled | Generates payments with no balance impact; rarely useful |
If you do not pick an end date, Rasa Money gives you roughly a year of payments. Open-ended series are also available.
| Billing cycle | Default end date |
|---|---|
| Daily | Start date plus 30 days |
| Weekly | Start date plus 52 weeks |
| Monthly | Start date plus 12 months |
| Yearly | Start date plus 1 year |
Editing a series updates open pending and scheduled payments. Completed ones stay exactly as they were, so raising a subscription price never rewrites what you already paid.
The series lives on the Recurring Transactions page. Each payment it generates appears in your normal transaction list, badged as part of a recurring transaction.
Yes on Pro. It looks for repeating expense or income patterns and shows suggestions on the Recurring page and in Cartable. Nothing is created until you accept. While entering a one-time payment, the form can also offer Add to series when it matches an existing template.
Generation runs hourly, so a series you just created may take up to an hour to show its payments.
Not once it has generated a payment. To switch a monthly series to yearly, end it and create a new one.
No. Recurring transactions cannot be assigned to a debt; debts have their own installment schedule.