All features, every currency
Everything below is shipped and running in the product today — nothing here is a promise about a future release.
The core
The real rate, locked per transaction
Mid-market rates from a single central provider, stored per calendar day and permanent once written. Every downstream calculation reuses the rate the transaction remembered — which is why your figures don't drift.
AccountsAccounts & Balances
Five account types — bank, credit card, crypto wallet, investment and cash — each in one currency, with a default account preselected across the product. Settled and available balances are tracked separately and are always derived from your transactions, never typed over.
LedgerTransaction Ledger
Three transaction types and six statuses that each move balances differently. Categories, notes, commissions, cheque and tracking references, and refunds that link back to the original and reverse it cleanly.
Planning & commitments
Smart Budget Engine
One-time or recurring budgets in a single currency, scoped to the accounts and categories you pick. Overlap is checked, new periods roll over automatically, and pausing keeps what's already counted.
RecurringRecurring Transactions
One template per series with its own cycle, end date and default status. Occurrences are generated for you and can be backfilled, paused, or dated ahead. Subscriptions, rent, payroll and standing transfers all fit.
DebtsDebt Management
Loans, installment plans, credit-card plans and personal debts, with real schedules and progress. Link a debt to an account so payments become transactions, or track it separately so it never touches your balances.
SettlementsSettlement Tracking
Name a counterparty, set a target balance, and assign income and expense transactions until the books meet. Mix currencies if you need to — amounts convert into the settlement currency. Settlements auto-close when you hit the target, and reopen if the balance drifts.
CartableCartable & Approvals
Everything waiting on a decision, in one screen. Generated payments and anything you saved as pending sit here until you confirm them — reducing available balance but never counting toward budgets or settled balances first.
CategoriesTwo-Level Categories
Category groups holding subcategories, split into income and expense, each with its own icon and colour. Only subcategories attach to transactions, so your rollups stay meaningful instead of turning into a flat list of forty tags.
AlertsAlerts & Notifications
Budget thresholds, installment reminders and overdue warnings, new budget periods, generated recurring payments, and a note whenever an estimated exchange rate settles into a different amount — in the bell and in your inbox.
Data in, insight out
CSV / XLSX Import Wizard
Upload, map, review, confirm. Any file from any institution worldwide, with column mapping, type detection from amount signs, and support for Gregorian, Jalali and Hijri dates on the way in.
DashboardDashboard & Net Worth
Quick stats against the previous 30 days, cash flow over the window you choose, your most-used account, recent transactions, upcoming installments and recurring occurrences, and total net worth across every active account.
AssistantRasa AI Assistant
A streaming chat grounded in your accounts and recent transactions, a one-tap dashboard summary in your own language, and AI assistance inside the import wizard. It can draft transactions, accounts, budgets and debts — every create waits on a confirmation card you approve.
RatesExchange Rate Tools
A built-in converter using current mid-market rates, a freshness indicator in the top bar with manual refresh, and clear labelling of which rate produced every converted figure you're looking at.
LocaleLocale & Timezone
Six fully translated languages, five date formats, your own timezone, and a fiscal month start day that shifts every "this month" in the product. Records that span time keep the timezone they were created in, so relocating doesn't rewrite your history.
SecurityData Ownership & Security
We never collect bank credentials because we never connect to a bank. Export, reset and deletion each re-check your password.
What this is not
Rasa Money is a personal finance tracking and management tool. We do not hold, transfer, or invest your money. Rasa Money is not a bank, broker, or financial advisor. Exchange rates are mid-market reference rates, not your bank's spread.