The core idea
If your money lives across a few currencies — a bank account back home and one where you currently live, for example — Rasa Money is built to make sense of all of it together. Everything you record stays in the currency it actually happened in.
Behind the scenes, the app converts amounts into one consistent base currency whenever it needs a total. Net worth, dashboard summaries, and cross-account comparisons can add up cleanly even when the underlying accounts disagree on currency.
This model fits people who refuse to pretend everything is one currency. You keep truthful native amounts, and you still get one dashboard story via base currency conversion. That combination is the point of Rasa Money’s multi-currency design.
Whether you are an expat, a freelancer paid abroad, or someone holding travel cash alongside a home bank, the same rule applies: enter truthfully in the currency of the account, and let base currency handle the combined story.
What stays native versus converted
Account balances and transactions keep their native currency. Conversion is for understanding and reporting, not for rewriting history. When you transfer between two different currencies, you explicitly record both sides (with a rate or amounts you confirm).
Rates are stored with dated context where it matters, so older transactions do not silently “update” into a different economic story when today’s market moves — unless you chose a flexible future conversion on a transfer.
Reports that sum across accounts must convert; account detail pages emphasize native balances. When something looks “wrong,” ask whether you are looking at a native figure or a converted one before you edit transactions.
Plan and account limits
Basic plans limit how many currencies you can use at once; Pro lifts that ceiling. Deactivating an account does not free a currency slot if that currency still exists on other accounts. Create accounts thoughtfully when you are near a limit.
If you are evaluating Basic versus Pro, currency count is often the deciding limit for travelers and dual-country households. Check Pricing if the create-account flow blocks a new currency.
What to read next
Pick or change the currency used for totals in Choosing your base currency. For display preferences, see Choosing how amounts are displayed. For IRR-specific rate notes, see A note on Iranian Rial (IRR) rates. For recording a move between currencies, see Sending money between two different currencies.
After you understand the model, set base currency and display preferences, then practice one cross-currency transfer with amounts you can verify against a real bank receipt.