What the Cartable is
Think of the Cartable as your to-do list for money — a single place showing anything waiting for your confirmation. Most often that is a pending payment from a recurring subscription or a debt installment that was generated for you to review.
Instead of hunting through the full Transactions list for “what still needs a decision,” open the Cartable and work the short queue.
Power users check the Cartable the way others check email: a short daily sweep. Keeping it near zero means your available and current balances stay easier to trust, and notifications about waiting payments stay meaningful.
You will usually reach it from the dashboard, from a notification about a waiting payment, or from navigation once you know the name. It is intentionally small compared with the full Transactions list.
How you clear an item
When a payment looks right, click Mark Complete. That finalizes it and updates balances the same way completing the transaction elsewhere would. There is no separate “dismiss” on purpose — the Cartable is for confirmation, not for hiding work.
If you need to change amount, date, account, or otherwise handle the payment differently, go to the Transactions list (or open the related recurring/debt record) and edit there. The Cartable will reflect the outcome once the item is no longer pending confirmation.
If a generated payment is wrong — wrong amount, wrong account — do not mark it complete just to clear the list. Fix the underlying recurring rule or debt settings so the next generated payment is right, then handle the bad row from Transactions.
Why pending default status matters
Recurring payments and some debt workflows can create rows as Pending so they land in the Cartable for a human check. If you prefer a set-and-forget path, those features also allow completed defaults — knowing that tradeoff keeps the Cartable useful instead of noisy.
Notifications often point you here when something new is waiting. Clearing the Cartable regularly keeps available versus current balances easier to interpret.
New subscribers often leave defaults on pending until they trust the amounts against their bank. After a few clean months, switching a stable subscription to completed defaults can quiet the Cartable without losing history.
What to read next
See Confirming something in your Cartable for the short confirmation path. For recurring payment defaults, see Choosing whether payments confirm themselves. For the rest of the home screen, see Your dashboard, at a glance.
Dashboard widgets and net worth views are easier to interpret once the Cartable is current. If AI summaries look “off,” clear pending confirmations first, then regenerate a summary.